Original Medicare
Original Medicare consists of Part A and Part B. Beneficiaries may also consider separate Part D prescription drug coverage and, where appropriate, Medicare Supplement insurance.
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Medicare Options
Plain-language education about Original Medicare, Medicare Advantage, Medicare Supplement and prescription drug coverage.
Medicare Advantage
Medicare Advantage plans are offered by private companies approved by Medicare and provide Part A and Part B benefits. Many plans include Part D coverage and may offer additional benefits. Provider networks, cost sharing and plan rules vary.
Medicare Supplement (Medigap)
Medicare Supplement insurance works alongside Original Medicare and can help with certain out-of-pocket costs. Prescription drug coverage is generally handled separately.
Prescription Drug Coverage
Part D plans have formularies, pharmacy networks and cost-sharing structures. Reviewing your actual prescriptions and preferred pharmacy is an important part of evaluating coverage.
Already have Medicare?
Coverage needs can change. Doctors, prescriptions, provider networks, costs and personal priorities are all worth reviewing when an applicable enrollment opportunity is available.
Medicare Advantage or Medicare Supplement?
Medicare Advantage
One private-plan approach to receiving Medicare-covered benefits, often with network and plan-specific rules.
Medicare Supplement
Works with Original Medicare to help cover certain remaining costs; typically paired with separate drug coverage when needed.
There is no single answer that is right for everyone. Your doctors, prescriptions, travel, budget and preferences all matter.
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